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  1. Insurance
Insurance · Model

Chevrolet Silverado 3500HD Insurance Rates

Auto insurance for the Chevrolet Silverado 3500HD will cost about $2,574 per year.

This beats the national average for popular heavy-duty models by $155.Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for the Chevrolet Silverado 3500HD.

By age & profile

Chevrolet Silverado 3500HD insurance rates by age

How estimated annual premiums move with driver age and risk profile. Hover any bar for the exact figure.

Share
  • Good Driver and Credit
  • Recent At-Fault Accident
  • Poor Credit Rating
18
$8,125
$11,931
$13,958
25
$3,668
$5,386
$6,301
30
$2,858
$4,196
$4,909
40
$2,574
$3,780
$4,422
55
$2,297
$3,373
$3,946
$0
$2K
$4K
$6K
$8K
$10K
$12K
$14K

Estimated annual full-coverage premium for the Chevrolet Silverado 3500HD, projected across age bands using industry-standard rate multipliers applied to the make-level base cost. See methodology below for assumptions.

Chevrolet Silverado 3500HD insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the button below to get free quotes to lower your insurance costs. Advertising Disclosure

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By state

Average the Chevrolet Silverado 3500HD Insurance Rates by State*

StateGood DriverRecent AccidentPoor Credit
Alabama$2,727$3,961$5,042
Alaska$2,256$3,127$3,039
Arizona$2,550$3,687$5,432
Arkansas$2,796$4,393$4,837
California$3,113$5,505$3,113
Colorado$2,905$4,066$5,158
Connecticut$3,712$5,756$7,307
Delaware$3,073$4,095$5,260
Florida$3,659$5,061$6,596
Georgia$2,983$4,460$4,497
Hawaii$1,191$1,617$1,191
Idaho$2,070$2,744$3,336
Illinois$2,167$3,275$3,734
Indiana$2,226$3,403$3,819
Iowa$1,763$2,418$2,843

Showing 15 of 50 states. * See methodology.

Rankings

Chevrolet Silverado 3500HD insurance rankings

We’ve ranked over 300 models from best to worst for insurance. See where the Chevrolet Silverado 3500HDstacks up — or compare it across other cost categories.

  • Maintenance
  • Depreciation
  • Insurance
  • Overall Costs
Cost of Ownership

Other Chevrolet Silverado 3500HD costs of ownership

Finding a vehicle with affordable insurance is important, but it’s worth viewing all major — the full Chevrolet Silverado 3500HD cost picture to find the best value at the lowest cost. Explore the other ownership expenses below:

  • Chevrolet Silverado 3500HD DepreciationHow much resale value will decline over time
  • Chevrolet Silverado 3500HD MaintenanceExpected repair costs & major repair probability
  • Chevrolet Silverado 3500HD FinancingMonthly payments & loan expenses
  • All Chevrolet Silverado 3500HD CostsAll costs of ownership for the next 5 years

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Methodology

About Our Data and Methodology

We aggregate and analyze millions of automotive data points from a variety of the industry's leading data providers. The insights and information on this page represent the overall averages of the combined costs of vehicle ownership. This information should be used as a general guide, as your individual results may vary significantly from that which is shown. Our mission is to provide car buyers with the resources they need to make informed purchase decisions.

Offers that appear on the CarEdge.com site are from third-party advertisers from which CarEdge.com receives compensation.

Other models

Other Chevrolet insurance rates

Compare insurance averages for the rest of the Chevrolet lineup.

  • Chevrolet Blazer
    $2,570/yr avg
  • Chevrolet Blazer EV
    $2,815/yr avg
  • Chevrolet Camaro
    $2,590/yr avg
  • Chevrolet Colorado
    $2,348/yr avg
  • Chevrolet Corvette Stingray
    $3,201/yr avg
  • Chevrolet Corvette Z06
    $3,411/yr avg
  • Chevrolet Equinox
    $2,140/yr avg
  • Chevrolet Equinox EV
    $2,396/yr avg
  • Chevrolet Express Cargo
    $2,240/yr avg
  • Chevrolet Express Passenger
    $2,811/yr avg
  • Chevrolet Malibu
    $2,482/yr avg
  • Chevrolet Silverado 1500
    $2,546/yr avg
  • Chevrolet Silverado 2500HD
    $2,629/yr avg
  • Chevrolet Silverado EV
    $2,833/yr avg
  • Chevrolet Suburban
    $2,542/yr avg
  • Chevrolet Tahoe
    $2,516/yr avg
  • Chevrolet Trailblazer
    $2,238/yr avg
  • Chevrolet Traverse
    $2,393/yr avg
  • Chevrolet Trax
    $2,013/yr avg

*Insurance estimates are for informational, directional and comparative purposes only and are based on a combination of aggregated, historical and modeled data sources that may not reflect current market conditions. These estimates are intended to help users understand relative insurance costs between vehicles and do not represent actual quotes or guaranteed pricing. Actual premiums will vary based on factors including location, driving history, vehicle details, coverage selections and insurer underwriting criteria, and CarEdge does not provide insurance quotes or bind coverage.

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By age — detailed

Chevrolet Silverado 3500HD Insurance Rates by Age*

AgeGood DriverRecent AccidentPoor Credit
17$8,719$12,802$14,977
18$8,125$11,931$13,958
19$7,181$10,544$12,335
20$6,261$9,194$10,755
21$5,251$7,710$9,020
22$5,114$7,509$8,784
23$4,474$6,570$7,686
24$4,251$6,242$7,302
25$3,668$5,386$6,301
30$2,858$4,196$4,909
35$2,676$3,930$4,597
40base$2,574$3,780$4,422
45$2,505$3,678$4,303
55$2,297$3,373$3,946
65$2,396$3,518$4,116
75$3,024$4,441$5,195

* See methodology and assumptions below.

Chevrolet Silverado 3500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chevrolet Silverado 3500HD by state.