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  1. Insurance
Insurance · Model

Ford Escape Insurance Rates

Auto insurance for the Ford Escape will cost about $2,054 per year.

This beats the national average for popular SUV models by $302.Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for the Ford Escape.

By age & profile

Ford Escape insurance rates by age

How estimated annual premiums move with driver age and risk profile. Hover any bar for the exact figure.

Share
  • Good Driver and Credit
  • Recent At-Fault Accident
  • Poor Credit Rating
18
$6,485
$9,522
$11,139
25
$2,928
$4,299
$5,029
30
$2,280
$3,349
$3,918
40
$2,054
$3,016
$3,529
55
$1,833
$2,692
$3,149
$0
$2K
$4K
$6K
$8K
$10K
$12K

Estimated annual full-coverage premium for the Ford Escape, projected across age bands using industry-standard rate multipliers applied to the make-level base cost. See methodology below for assumptions.

Ford Escape insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the button below to get free quotes to lower your insurance costs. Advertising Disclosure

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By state

Average the Ford Escape Insurance Rates by State*

StateGood DriverRecent AccidentPoor Credit
Alabama$2,177$3,161$4,024
Alaska$1,800$2,496$2,426
Arizona$2,035$2,942$4,335
Arkansas$2,231$3,506$3,860
California$2,484$4,393$2,484
Colorado$2,318$3,245$4,117
Connecticut$2,962$4,594$5,831
Delaware$2,452$3,268$4,198
Florida$2,920$4,039$5,264
Georgia$2,380$3,559$3,589
Hawaii$951$1,291$951
Idaho$1,652$2,190$2,662
Illinois$1,729$2,614$2,980
Indiana$1,776$2,716$3,047
Iowa$1,407$1,930$2,269

Showing 15 of 50 states. * See methodology.

Rankings

Ford Escape insurance rankings

We’ve ranked over 300 models from best to worst for insurance. See where the Ford Escapestacks up — or compare it across other cost categories.

  • Maintenance
  • Depreciation
  • Insurance
  • Overall Costs
Cost of Ownership

Other Ford Escape costs of ownership

Finding a vehicle with affordable insurance is important, but it’s worth viewing all major — the full Ford Escape cost picture to find the best value at the lowest cost. Explore the other ownership expenses below:

  • Ford Escape DepreciationHow much resale value will decline over time
  • Ford Escape MaintenanceExpected repair costs & major repair probability
  • Ford Escape FinancingMonthly payments & loan expenses
  • All Ford Escape CostsAll costs of ownership for the next 5 years

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Methodology

About Our Data and Methodology

We aggregate and analyze millions of automotive data points from a variety of the industry's leading data providers. The insights and information on this page represent the overall averages of the combined costs of vehicle ownership. This information should be used as a general guide, as your individual results may vary significantly from that which is shown. Our mission is to provide car buyers with the resources they need to make informed purchase decisions.

Offers that appear on the CarEdge.com site are from third-party advertisers from which CarEdge.com receives compensation.

Other models

Other Ford insurance rates

Compare insurance averages for the rest of the Ford lineup.

  • Ford Bronco
    $2,788/yr avg
  • Ford Bronco Sport
    $2,213/yr avg
  • Ford Edge
    $2,238/yr avg
  • Ford E-Transit-350 Cargo Van
    $2,908/yr avg
  • Ford Expedition
    $2,681/yr avg
  • Ford Expedition Max
    $2,776/yr avg
  • Ford Explorer
    $2,461/yr avg
  • Ford F-150
    $2,414/yr avg
  • Ford F-150 Lightning
    $2,780/yr avg
  • Ford F-250
    $2,631/yr avg
  • Ford F-350
    $2,691/yr avg
  • Ford F-450
    $3,236/yr avg
  • Ford Maverick
    $2,438/yr avg
  • Ford Mustang
    $2,655/yr avg
  • Ford Mustang Mach-E
    $2,518/yr avg
  • Ford Ranger
    $2,354/yr avg

*Insurance estimates are for informational, directional and comparative purposes only and are based on a combination of aggregated, historical and modeled data sources that may not reflect current market conditions. These estimates are intended to help users understand relative insurance costs between vehicles and do not represent actual quotes or guaranteed pricing. Actual premiums will vary based on factors including location, driving history, vehicle details, coverage selections and insurer underwriting criteria, and CarEdge does not provide insurance quotes or bind coverage.

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By age — detailed

Ford Escape Insurance Rates by Age*

AgeGood DriverRecent AccidentPoor Credit
17$6,958$10,217$11,953
18$6,485$9,522$11,139
19$5,731$8,415$9,844
20$4,997$7,337$8,584
21$4,190$6,153$7,198
22$4,081$5,992$7,010
23$3,571$5,243$6,134
24$3,392$4,981$5,827
25$2,928$4,299$5,029
30$2,280$3,349$3,918
35$2,136$3,136$3,669
40base$2,054$3,016$3,529
45$1,999$2,935$3,434
55$1,833$2,692$3,149
65$1,912$2,808$3,285
75$2,414$3,544$4,146

* See methodology and assumptions below.

Ford Escape car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Escape by state.