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  1. Insurance
Insurance · Model

Subaru Solterra Insurance Rates

Auto insurance for the Subaru Solterra will cost about $2,808 per year.

This is $452 more than the national average for popular SUV models.Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for the Subaru Solterra.

By age & profile

Subaru Solterra insurance rates by age

How estimated annual premiums move with driver age and risk profile. Hover any bar for the exact figure.

Share
  • Good Driver and Credit
  • Recent At-Fault Accident
  • Poor Credit Rating
18
$8,864
$13,016
$15,227
25
$4,002
$5,876
$6,874
30
$3,117
$4,577
$5,355
40
$2,808
$4,123
$4,824
55
$2,506
$3,680
$4,305
$0
$2K
$4K
$6K
$8K
$10K
$12K
$14K
$16K

Estimated annual full-coverage premium for the Subaru Solterra, projected across age bands using industry-standard rate multipliers applied to the make-level base cost. See methodology below for assumptions.

Subaru Solterra insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the button below to get free quotes to lower your insurance costs. Advertising Disclosure

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By state

Average the Subaru Solterra Insurance Rates by State*

StateGood DriverRecent AccidentPoor Credit
Alabama$2,975$4,321$5,500
Alaska$2,461$3,411$3,316
Arizona$2,782$4,022$5,925
Arkansas$3,050$4,793$5,277
California$3,396$6,006$3,396
Colorado$3,169$4,435$5,627
Connecticut$4,049$6,280$7,971
Delaware$3,352$4,467$5,738
Florida$3,991$5,522$7,195
Georgia$3,254$4,865$4,906
Hawaii$1,300$1,764$1,300
Idaho$2,258$2,993$3,639
Illinois$2,364$3,573$4,074
Indiana$2,428$3,712$4,166
Iowa$1,923$2,638$3,102

Showing 15 of 50 states. * See methodology.

Rankings

Subaru Solterra insurance rankings

We’ve ranked over 300 models from best to worst for insurance. See where the Subaru Solterrastacks up — or compare it across other cost categories.

  • Maintenance
  • Depreciation
  • Insurance
  • Overall Costs
Cost of Ownership

Other Subaru Solterra costs of ownership

Finding a vehicle with affordable insurance is important, but it’s worth viewing all major — the full Subaru Solterra cost picture to find the best value at the lowest cost. Explore the other ownership expenses below:

  • Subaru Solterra DepreciationHow much resale value will decline over time
  • Subaru Solterra MaintenanceExpected repair costs & major repair probability
  • Subaru Solterra FinancingMonthly payments & loan expenses
  • All Subaru Solterra CostsAll costs of ownership for the next 5 years

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Methodology

About Our Data and Methodology

We aggregate and analyze millions of automotive data points from a variety of the industry's leading data providers. The insights and information on this page represent the overall averages of the combined costs of vehicle ownership. This information should be used as a general guide, as your individual results may vary significantly from that which is shown. Our mission is to provide car buyers with the resources they need to make informed purchase decisions.

Offers that appear on the CarEdge.com site are from third-party advertisers from which CarEdge.com receives compensation.

Other models

Other Subaru insurance rates

Compare insurance averages for the rest of the Subaru lineup.

  • Subaru Ascent
    $2,514/yr avg
  • Subaru BRZ
    $2,655/yr avg
  • Subaru Crosstrek
    $1,968/yr avg
  • Subaru Forester
    $2,035/yr avg
  • Subaru Impreza
    $2,022/yr avg
  • Subaru Legacy
    $2,146/yr avg
  • Subaru Outback
    $1,964/yr avg
  • Subaru WRX
    $2,722/yr avg

*Insurance estimates are for informational, directional and comparative purposes only and are based on a combination of aggregated, historical and modeled data sources that may not reflect current market conditions. These estimates are intended to help users understand relative insurance costs between vehicles and do not represent actual quotes or guaranteed pricing. Actual premiums will vary based on factors including location, driving history, vehicle details, coverage selections and insurer underwriting criteria, and CarEdge does not provide insurance quotes or bind coverage.

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By age — detailed

Subaru Solterra Insurance Rates by Age*

AgeGood DriverRecent AccidentPoor Credit
17$9,511$13,966$16,339
18$8,864$13,016$15,227
19$7,833$11,502$13,456
20$6,830$10,030$11,733
21$5,728$8,411$9,839
22$5,578$8,191$9,583
23$4,881$7,167$8,385
24$4,637$6,809$7,966
25$4,002$5,876$6,874
30$3,117$4,577$5,355
35$2,920$4,287$5,015
40base$2,808$4,123$4,824
45$2,732$4,012$4,694
55$2,506$3,680$4,305
65$2,614$3,838$4,490
75$3,299$4,845$5,668

* See methodology and assumptions below.

Subaru Solterra car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Solterra by state.