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  1. Insurance
Insurance · Model

Volkswagen Golf R Insurance Rates

Auto insurance for the Volkswagen Golf R will cost about $2,589 per year.

This is $203 more than the national average for popular hatchback models.Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for the Volkswagen Golf R.

By age & profile

Volkswagen Golf R insurance rates by age

How estimated annual premiums move with driver age and risk profile. Hover any bar for the exact figure.

Share
  • Good Driver and Credit
  • Recent At-Fault Accident
  • Poor Credit Rating
18
$8,172
$12,000
$14,039
25
$3,690
$5,418
$6,338
30
$2,874
$4,220
$4,937
40
$2,589
$3,802
$4,447
55
$2,310
$3,393
$3,969
$0
$2K
$4K
$6K
$8K
$10K
$12K
$14K
$16K

Estimated annual full-coverage premium for the Volkswagen Golf R, projected across age bands using industry-standard rate multipliers applied to the make-level base cost. See methodology below for assumptions.

Volkswagen Golf R insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the button below to get free quotes to lower your insurance costs. Advertising Disclosure

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By state

Average the Volkswagen Golf R Insurance Rates by State*

StateGood DriverRecent AccidentPoor Credit
Alabama$2,743$3,984$5,071
Alaska$2,269$3,145$3,057
Arizona$2,565$3,708$5,463
Arkansas$2,812$4,419$4,865
California$3,131$5,537$3,131
Colorado$2,922$4,089$5,188
Connecticut$3,733$5,790$7,349
Delaware$3,091$4,119$5,290
Florida$3,680$5,091$6,634
Georgia$3,000$4,486$4,523
Hawaii$1,198$1,627$1,198
Idaho$2,082$2,760$3,355
Illinois$2,179$3,294$3,756
Indiana$2,239$3,423$3,841
Iowa$1,773$2,432$2,860

Showing 15 of 50 states. * See methodology.

Rankings

Volkswagen Golf R insurance rankings

We’ve ranked over 300 models from best to worst for insurance. See where the Volkswagen Golf Rstacks up — or compare it across other cost categories.

  • Maintenance
  • Depreciation
  • Insurance
  • Overall Costs
Cost of Ownership

Other Volkswagen Golf R costs of ownership

Finding a vehicle with affordable insurance is important, but it’s worth viewing all major — the full Volkswagen Golf R cost picture to find the best value at the lowest cost. Explore the other ownership expenses below:

  • Volkswagen Golf R DepreciationHow much resale value will decline over time
  • Volkswagen Golf R MaintenanceExpected repair costs & major repair probability
  • Volkswagen Golf R FinancingMonthly payments & loan expenses
  • All Volkswagen Golf R CostsAll costs of ownership for the next 5 years

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Methodology

About Our Data and Methodology

We aggregate and analyze millions of automotive data points from a variety of the industry's leading data providers. The insights and information on this page represent the overall averages of the combined costs of vehicle ownership. This information should be used as a general guide, as your individual results may vary significantly from that which is shown. Our mission is to provide car buyers with the resources they need to make informed purchase decisions.

Offers that appear on the CarEdge.com site are from third-party advertisers from which CarEdge.com receives compensation.

Other models

Other Volkswagen insurance rates

Compare insurance averages for the rest of the Volkswagen lineup.

  • Volkswagen Arteon
    $2,591/yr avg
  • Volkswagen Atlas
    $2,393/yr avg
  • Volkswagen Atlas Cross Sport
    $2,455/yr avg
  • Volkswagen Golf GTI
    $2,586/yr avg
  • Volkswagen ID.4
    $2,401/yr avg
  • Volkswagen ID. Buzz
    $2,442/yr avg
  • Volkswagen Jetta
    $2,569/yr avg
  • Volkswagen Taos
    $2,351/yr avg
  • Volkswagen Tiguan
    $2,004/yr avg

*Insurance estimates are for informational, directional and comparative purposes only and are based on a combination of aggregated, historical and modeled data sources that may not reflect current market conditions. These estimates are intended to help users understand relative insurance costs between vehicles and do not represent actual quotes or guaranteed pricing. Actual premiums will vary based on factors including location, driving history, vehicle details, coverage selections and insurer underwriting criteria, and CarEdge does not provide insurance quotes or bind coverage.

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By age — detailed

Volkswagen Golf R Insurance Rates by Age*

AgeGood DriverRecent AccidentPoor Credit
17$8,769$12,877$15,064
18$8,172$12,000$14,039
19$7,222$10,605$12,407
20$6,297$9,247$10,818
21$5,281$7,755$9,072
22$5,143$7,552$8,835
23$4,500$6,608$7,731
24$4,275$6,278$7,344
25$3,690$5,418$6,338
30$2,874$4,220$4,937
35$2,692$3,953$4,624
40base$2,589$3,802$4,447
45$2,519$3,699$4,328
55$2,310$3,393$3,969
65$2,410$3,539$4,140
75$3,042$4,467$5,225

* See methodology and assumptions below.

Volkswagen Golf R car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volkswagen Golf R by state.