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2026 · BMW
Starting at $51,300
Depreciation, fuel, insurance, interest, maintenance
Rank 295 of 401 ranked vehicles
Age 40 driver, clean record, national average
Routine service + scheduled wear items
The BMW X3 is a mid-size luxury SUV that offers a comfortable ride and versatile performance. It is available with a range of engines, including a 2.0-liter turbocharged four-cylinder and a 3.0-liter turbocharged six-cylinder, with the latter producing up to 473 horsepower and 457 ft/lbs of torque in the M40i model. The X3 comes equipped with an 8-speed automatic transmission and offers both rear-wheel and all-wheel-drive options. The interior is spacious, featuring a modern design and advanced technology for convenience and entertainment.
The average cost of owning a BMW X3 for 5 years is $71,236. This will vary per trim level, driving habits and region. See how these ownership costs compare to each other below. Click on any of the categories to see a complete breakdown of each cost.
| Cost | Value | Percent |
|---|---|---|
| $32,640 | 46% | |
| $13,079 | 18% | |
| $11,782 | 17% | |
| $10,108 | 14% | |
| $3,626 | 5% |
That's roughly $1,187/month for a 40-year-old driver financing over 60 months at prevailing rates, with 12,000 annual miles. Your costs vary by zip code and trim.
Market Day Supply (MDS) measures how many days of inventory are on U.S. dealer lots at the current sales pace. Lower is faster-selling; the U.S. average across all models is roughly 60 days. Figures below cover the past 45 days of nationwide listings and sales.
Tracking with the national average — expect typical negotiating room.
National averages — figures vary by region and trim. MDS is calculated as active listings divided by daily sales velocity over the past 45 days.
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