2025 · BMW
Starting at $55,300
Depreciation, fuel, insurance, interest, maintenance
Rank 254 of 401 ranked vehicles
Age 40 driver, clean record, national average
Routine service + scheduled wear items
The BMW X4 is a mid-size luxury SUV with a coupe-like silhouette, combining sporty aesthetics with practicality. It shares its engine options with the X3, including the 3.0-liter turbocharged six-cylinder engine in the M40i model, delivering up to 473 horsepower and 457 ft/lbs of torque. The X4 is equipped with an 8-speed automatic transmission and offers both rear-wheel and all-wheel-drive configurations. Inside, it offers a driver-focused cockpit with high-quality materials and a suite of technological features for comfort and connectivity.
The average cost of owning a BMW X4 for 5 years is $73,583. This will vary per trim level, driving habits and region. See how these ownership costs compare to each other below. Click on any of the categories to see a complete breakdown of each cost.
| Cost | Value | Percent |
|---|---|---|
| $33,716 | 46% | |
| $13,510 | 18% | |
| $12,171 | 17% | |
| $10,441 | 14% | |
| $3,745 | 5% |
That's roughly $1,226/month for a 40-year-old driver financing over 60 months at prevailing rates, with 12,000 annual miles. Your costs vary by zip code and trim.
Market Day Supply (MDS) measures how many days of inventory are on U.S. dealer lots at the current sales pace. Lower is faster-selling; the U.S. average across all models is roughly 60 days. Figures below cover the past 45 days of nationwide listings and sales.
Sells faster than the national average — expect tighter supply and firmer pricing.
National averages — figures vary by region and trim. MDS is calculated as active listings divided by daily sales velocity over the past 45 days.
We shop 40+ A-rated insurance carriers so you don't have to.
See how much you could save on X4 coverage.
No spam · No obligation · Quotes from 40+ carriers