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  1. Costs
Volkswagen Jetta· Cost of Ownership

Volkswagen Jetta Costs

The average cost of owning a Volkswagen Jetta for 5 years is $35,242. This total will vary per vehicle, driver and location. These ownership expenses include:

  • Depreciation
  • Insurance Premiums
  • Maintenance & Repairs
  • Loan Interest
  • Fuel Costs
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Cost Breakdown

5-Year Cost Breakdown

$35,241
Total Cost for 5 Years
CostValuePercent
Insurance
$12,90037%
Depreciation
$9,37027%
Fuel
$6,79519%
Interest
$4,26612%
Maintenance
$1,9105%
Value Rating

Volkswagen Jetta CarEdge Value Rating

B

This grade is our unbiased, trusted and candid financial assessment of whether the Volkswagen Jetta is likely to be a good or bad automobile investment. Learn more about our Value Ratings and methodology.


Depreciation

Volkswagen Jetta Depreciation

A Volkswagen Jetta will depreciate in value by $9,370 after 5 years. Depreciation is difficult to avoid, but it can be managed. Depreciation is the difference between the original sales price, and what the vehicle will be worth in the future.

When new, a typically-equipped Volkswagen Jetta sells for $27,327 on average. After 5 years of depreciation, the average residual value will be $17,957. Use our Volkswagen Jetta Depreciation Calculator to see how model year and mileage affect your resale value.

Volkswagen Jetta Depreciation Calculator

Insurance

Volkswagen Jetta Insurance

The average annual cost for auto insurance for a Volkswagen Jetta is $2,580, which adds up to $12,900after 5 years of ownership. These insurance costs are estimates based on national averages for a 40 year old, with full coverage, a good driving record, and good credit. They also assume a single-car policy, and won't reflect any multi-car discounts. See our Volkswagen Jetta Insurance Calculator to view rates by state, for different driver ages, credit ratings and driving history.

Volkswagen Jettainsurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs.

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Maintenance

Volkswagen Jetta Maintenance

Maintenance and repair costs for a Volkswagen Jetta will amount to $1,910 after 5 years. Expenses include scheduled maintenance, normal wear-and-tear items and expected repairs. These estimates exclude any free warranty work performed.

The region you live in, and the way you care for and drive your vehicle can have a big impact on these costs. Our Volkswagen Jetta Maintenance Cost Estimator shows how much you are likely to spend, and the probabilities of a major repair over 10 years.


Financing

Volkswagen Jetta Financing Costs

The average cost to finance a new Volkswagen Jetta would be $4,266 after 5 years. This assumes a 72-month loan with an APR of 6.99% and a 20% down payment. Financing costs are a vehicle cost that you can control. Your interest expense can be greatly reduced by changing your loan term, improving your credit score, or increasing your down payment.

Our Volkswagen Jetta Loan Calculator allows you to build a loan that's best suited for you. This handy utility will also help to keep you from becoming upside down, where you end up owing more than the vehicle is worth. You can estimate monthly payments and download the full amortization schedule as well. We've highlighted some typical loan scenarios in the table below. See what a difference a larger down payment will make in lowering your financing costs and your monthly payments.

Volkswagen Jetta Loans

ConditionTermDown Payment
New72 Month0% Down—
New60 Month0% Down20% Down
Used48 Month0% Down20% Down
Used36 Month0% Down20% Down

Fuel

Volkswagen Jetta Fuel Economy

A Volkswagen Jetta will cost a total of $6,795 for fuel after 5 years, or about $1,359 annually. These estimates are based on recently collected national average fuel prices, assuming 15,000 miles driven per year - 55% city and 45% highway. These figures also reflect current EPA estimates. Fuel costs will vary based on your driving style, fuel prices in your area, and the engine that will be in your vehicle.

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Rankings

Volkswagen Jetta costs rankings

We’ve ranked over 300 models from best to worst for costs. See where the Volkswagen Jettastacks up — or compare it across other cost categories.

  • Maintenance
  • Depreciation
  • Insurance
  • Overall Costs
Cost of Ownership

Other Volkswagen Jetta costs of ownership

Explore all — the full Volkswagen Jetta cost picture to find the best value at the lowest cost. Explore the other ownership expenses below:

  • Volkswagen Jetta DepreciationHow much resale value will decline over time
  • Volkswagen Jetta MaintenanceExpected repair costs & major repair probability
  • Volkswagen Jetta InsuranceEstimated insurance costs by driver & location
  • Volkswagen Jetta FinancingMonthly payments & loan expenses
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Methodology

How We Calculate Cost of Ownership

What’s Included?

Our 5-year total covers depreciation, insurance, maintenance, financing, and fuel. Figures assume a 40-year-old driver, good credit, 72-month loan at 6.99% APR, 20% down, and 15,000 miles/year.

We aggregate and analyze millions of automotive data points from a variety of the industry's leading data providers. The insights and information on this page represent the overall averages of the combined costs of vehicle ownership. This information should be used as a general guide, as your individual results may vary significantly from that which is shown. Our mission is to provide car buyers with the resources they need to make informed purchase decisions. To learn more, see our FAQs.

Other Volkswagen Models

More Volkswagenmodels & brands to compare

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  • Volkswagen Jetta
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  • Volkswagen Tiguan
  • All Volkswagen costsBrand-wide overview & costs outlook
  • Other brands & vehiclesBrowse costs for every make

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